Credits on Kreditos

For what it is necessary to pay?

Now the average rate for using credit cards - 12 % annual in currency and 20 % annual in roubles. Consider, that you also should pay for consideration of the demand and card release (usually about 3 thousand roubles). Also banks take the commission for conducting the loan account.

If you already are the client of any bank: have got there a debit card, have opened the contribution. That and a credit card to receive more favourably here - for constant clients in many credit institutions do indulgences. For example, release from a payment for consideration of the demand and card release.

Still it is possible to save if to take advantage of a crediting grace period (unfortunately while it is given far not by all banks). It works so: spend money, in the end of a month the bank sends you an extract with the debts sum. It needs to be extinguished within 20 days. Be in time - pay nothing for using the credit. Be not in time - percent are charged for all term.

And the grace period can make till 50 days, all depends on what number you have spent extra money. The more close by the end of month - the more shortly a grace period.