The mortgage of the commercial real estate
The basic conditions for reception by the physical person of the credit within the limits of the commercial mortgage is:
The interest rate from 13 % annual in currency.
The maximum term of crediting makes 10 years.
Presence of own means at the borrower from 20 % (In case of absence of own means the borrower except the got commercial real estate in addition can give as a deposit to bank already available real estate or other property);
Presence at the borrower of the cumulative income, sufficient for service and credit repayment. (Incomes of the enterprises belonging to the borrower Are considered, incomes under securities) are not accepted as a source of incomes.
Besides all it, it is necessary for borrower to insure object of pledge, including title insurance for first three years, and also a life and disability.