Russians were bothered with lie about credits


According to the poll made ФОМ, the share of the Russians using credits of banks, this year was reduced. A principal cause which averts Russians from credits, – an unreliable information about credit conditions.

Fund "Public opinion" (ФОМ) has spent interrogation of Russians under the name “Reception and repayment of credits”. It has appeared, that, despite growth of volumes of credits, number of the Russians, wishing to live on credit, decreases. So, a share of the citizens declaring, that they used credits last two-three years, in comparison with last year has decreased for 4 % - from 39 % to 35 %.

Thus the main negative factors which avert Russians from credits, steels: “incomplete, not clear, an unreliable information about credit conditions, a deceit”, “too high interest rate”, “long registration of the credit” and "bureaucratism". Each of problems on a question: “That most of all it was not pleasant to you in the course of credit registration?” Have noted on 2 % of Russians.

“Most likely, in interrogation the share of the population having credit cards is not considered. The person receiving a credit card, can think, that it and not the credit at all. Probably, the attention to the question has been incorrectly brought. It was necessary to ask: whether you possess the credit or whether there is at you a credit card”, - representatives of the Central Bank of Russia consider. They notices, that the most mass products on number of users are consumer credits, further there are credit cards, autocredits, cash credits (on any purposes), the mortgage occupies one of last places.

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This entry was posted on Monday, May 28, 2007 at 4:22 пп and is filed under About credits in general.