Repayment of the credit and taxes


For credit repayment it is possible to use tax deductions. It appears, that the income of the citizen of Russia can be released from surtax in the sum directed on building or acquisition of ready habitation. Thus the sum of a tax deduction can be rather big, and you can direct these means for credit repayments.

Here an example: if your revenue makes 200 000 roubles, and you annually spend 80 000 roubles the surtax will be raised from the sum 200 000 – 80 000 = 120 000 roubles for repayment of the hypothecary credit. At the tax rate in 13 % your saved sum will make 80000 X 0,13 = 10 400 roubles. It is quite good enough, how you consider?

Actually all not so is difficult. Try to address in tax inspection, and to you all there will explain. Take with itself the contract of purchase and sale of premises.

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This entry was posted on Tuesday, June 5, 2007 at 4:07 пп and is filed under the Help in reception of credits.