The mortgage and apartment choice
Many citizens of Russia dream today of the hypothecary credit, but not all hasten to take advantage of this possibility. On the one hand there is a huge advantage: you receive apartment and pay the credit after settling. But not all so is simple. The matter is that the apartment should suit first of all bank which gives out you the credit.
In practice it turns out, that the habitation is chosen not by the borrower, and bank. On the other hand, at hypothecary crediting by the proprietor of apartment the bank, instead of the borrower is. Very often it turns out so, that apartments which the borrower wishes to get, the bank does not arrange. The apartment can not approach bank at least that problems in case of its sale in the future are possible.
Therefore, if you have found apartment, do not hasten. At first it is necessary to consult with the worker of bank and to learn their requirements to apartments which can be got through the hypothecary credit.
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