The size of the loan depends on quantity of points
When the potential borrower addresses in bank for the loan reception, each bank to begin with sets to the client some question. The sum of the credit which the person can receive depends on answers to the given questions. Wrong answers here does not exist and шпаргалка to you will not help.
The majority of the Russian banks uses modern скоринговыми systems (from English score - a point). The manager sets questions, and answers brings in the computer which counts points for the concrete borrower. For what such system is necessary? She allows bank to estimate very quickly the borrower, that thereby many times over reduces term of registration of the credit. The interbank competition forces banks to work quickly and operatively, here again скоринговая the system very strongly helps.
Besides, to deceive the computer it will not be possible. If before the potential borrower the worker of bank now it trust cars estimated. As practice shows, they are more impartial and are objective.
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