The mortgage - an obstacle for the new credit?
Russians gradually study today to live on credit, and the given tendency gradually becomes more and more popular though our compatriots prefer to operate very cautiously and try to abstain from a considerable quantity of credits. But there are also such families which wish to take at once some credits, for example the hypothecary credit and the autocredit. What to do in that case?
Representatives of the majority of banks answer: the mortgage or any other credit are not an obstacle for reception of the new credit in bank, but there is one "but". The borrower should prove to bank the solvency, after all simultaneously pay under several credits each family can far not. Besides, if the borrower in the past had problems with credit payment the bank can give up to such borrower at the repeated reference.
If plan to take some credits learn to pay on them in time.
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