The Central Bank will protect borrowers
We had not time to write how bad banks raise from borrowers the penalty or пеню for preschedule repayment of credits as the Central Bank has decided to interfere and protect borrowers.
The Central Bank intends to forbid banks and other commercial financial organisations to fine borrowers for preschedule repayment of credits to 100 000 roubles. If to trust the press all amendments have already been introduced in the law on consumer crediting. Initially to plan to cancel penalties for preschedule repayment of any credits, but representatives of the Central Bank have understood, that in this case banks will suffer too heavy losses. Besides, if at all to cancel penalties banks will start to lift rates under credits or at all to turn off cheap credit programs.
The credit for the sum 100 000 takes today only skilled borrower who is already familiar with all subtleties of consumer crediting, therefore if the bank declares that for preschedule repayment of the credit the borrower should pay in addition, for it it will not be a surprise, as it already well sign with the given procedure. It the choice of the sum to 100 000 roubles speaks.
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