The credit or leasing? What to choose?
So, suppose, that you the owner of the small enterprise and at present are in search of additional investments into your business.
Money is necessary urgently for purchase of the new equipment, for the sake of expansion of your business. Let's look, what variants at you can be.
Variant the first - to take the credit in bank. About credits we more than once wrote to a small-scale business.
It enough a quite good variant, however to receive such credit not always simply. First, you should spend any time for filling all necessary documents. Secondly, your business should be absolutely transparent for bank, and it means, that it will be absolutely transparent for tax bodies including. To continue in such spirit it would be possible infinitely.
And one more important point: in a current market situation it is possible to expect only increase of bank rates under credits. It is declared already openly by representatives of the largest banks of the country, and here with leasing all is much easier: rates in the leasing companies врядли will raise.
If you did not manage to receive the credit all of you still can take advantage of leasing. Leasing is a kind of rent, but you have a possibility to redeem the equipment or the car which you took in leasing. Leasing is favourable also what to receive the equipment in leasing much easier, rather than to receive the credit in bank on its purchase. You should not fill such large quantity of documents, and to the client in the leasing companies are adjusted much more loyally.
Where it is possible to address, if you wish to take advantage of leasing? In Russia there are leasing companies which are engaged in such kind of transactions. It is necessary to choose only the company in which conditions will approach you. Now the Russian market of leasing roughly develops and in the future it is possible to expect only increase in quantity of such transactions.
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